youngsRPS Rural Brochure - Flipbook - Page 17
provided on a first legal charge basis secured against
freehold land and property. AMC funding can be used to
support a wide range of different opportunities,
including:
Land and farm purchase to aid expansion
Buying the freehold subject to an agricultural
tenancy
Paying out a business/family partner to gain control
Refinancing current business debts
Diversification plans and projects
BENEFITS
When we help you access AMC finance, all
matters discussed are strictly private and
confidential and you’ll receive a swift response
to your funding proposal. You will also benefit
from:
Competitive mortgage rates encompassing
Interest-only and Fixed or Variable rate loan
repayment options.
New farm buildings or improving current structures
New equipment or machinery
Working capital support
Types of loan available through AMC
AMC’s Standard Loan offers flexibility allowing you to
borrow from £25,001 upwards over an agreed term
from 5 to 30 years, with loan structures that can adopt
Interest-only or Variable and Fixed rate* Annuity
(repayment) lending with the ability to make additional
capital overpayments throughout the term.
Rural Business Loan
An alternative long term mortgage product for
established and diversified rural businesses that
support the agriculture sector.
The Rural Business Loan offers many of the same
benefits available through the Standard Loan, although
is provided on a repayment (annuity) basis for a term
of up to 25 years or until the youngest applicant’s 75th
birthday.
For further information please contact one of our
agents to discuss your eligibility for this loan type.
Key Contacts:
Northumberland | Helen Johnston
Flexibility to loan structure that can
encompass a blended approach that suits
your specific needs and situation.
Lending rates agreed for the full term of the
loan with no midterm re-negotiation on
rates or terms.
Ability to make additional capital
overpayments at any point with no early
repayment charges for variable rate loans.
Light touch support and contact from AMC
personnel once the loan has been set up.
Finance secured against rural land with
potential for different types of property as
security, helping you increase the capital
you can raise.
Loans and mortgage agreements that can be
transferred to the Next Generation.
Ongoing access to AMC’s experienced and
dedicated in-house support teams who
understand the rural sector and your unique
funding needs.
Funding decisions that can be approved
quickly in principle before you make a sealed
bid or go to auction.
helen.johnston@youngsrps.com
County Durham | Joanne Metcalfe
joanne.metcalfe@youngsrps.com
Yorkshire | Tom Whitehead
Please note that the above are subject to
AMC credit criteria and your obligations to
AMC continuing to be met.
* Early Repayments Charges are applicable
tom whitehead@youngsrps.com
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